2022 HRK to AFN Historical Review

YEARLY HIGH

16.0099 AFN

YEARLY LOW

10.9982 AFN

YEARLY AVERAGE

12.6139 AFN

2022 HRK to AFN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to AFN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 12, valuing the pair at 16.0099. Conversely, the yearly low was recorded on October 12, dropping to 10.9982.

This high-to-low spread represents a total annual volatility of 5.0117 AFN. From a start-to-finish perspective, comparing the January average rate of 15.7312 to the December average rate of 12.2743, the exchange rate registered a net change of -21.97% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 16.0099 was down 9.57% compared to the 2021 peak of 17.7036, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 80,049 AFN

2021 Average 65,439 AFN

Yearly Trough Low 54,991 AFN

Transaction Impact: A difference of 25,058.46 AFN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

16.1681

10.9249

JanuMarcMayJulySeptNove

HRK to AFN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.3453, compared to 11.8824 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.4629 points.

H1 Avg (Jan–Jun) 13.3453

H2 Avg (Jul–Dec) 11.8824

Volatility Range Comparison

Volatility

The most volatile month in 2022 was February, with a trading range of 1.3628 AFN (High: 14.9667 / Low: 13.6039). On the other end, December was the most stable month, with a tight range of 0.3642 AFN (High: 12.4251 / Low: 12.0609).

February Spread (Volatile) ±1.3628

December Spread (Stable) ±0.3642

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 1.6879 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -1.6879

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2022: 15.7312) against the same month in 2021 (average: 12.4425), the exchange rate shifted by +3.2887 (+26.43%).

2022 Avg (January) 15.7312

2021 Avg (January) 12.4425

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	16.0099	15.2727	15.7312
February	14.9667	13.6039	14.0433
March	13.4962	12.5247	12.9051
April	12.9565	11.8618	12.5199
May	12.8952	11.9089	12.3679
June	12.7118	12.2103	12.5047
July	12.2821	11.7336	12.0293
August	12.3991	11.7001	12.0423
September	11.9584	11.1918	11.6634
October	11.6725	10.9982	11.3619
November	12.3093	11.4397	11.9233
December	12.4251	12.0609	12.2743