YEARLY HIGH
10.7734 AFN
YEARLY LOW
9.3320 AFN
YEARLY AVERAGE
10.1255 AFN

2024 HRK to AFN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HRK to AFN exchange rate experienced significant fluctuation. The market reached its absolute peak on February 3, valuing the pair at 10.7734. Conversely, the yearly low was recorded on November 22, dropping to 9.3320.

This high-to-low spread represents a total annual volatility of 1.4414 AFN. From a start-to-finish perspective, comparing the January average rate of 10.3554 to the December average rate of 9.6481, the exchange rate registered a net change of -6.83% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2024 high of 10.7734 was down 19.17% compared to the 2023 peak of 13.3283, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 53,867 AFN
2023 Average 59,378 AFN
Yearly Trough Low 46,660 AFN
Transaction Impact: A difference of 7,207.16 AFN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

10.5752
9.4479
JanuMarcMayJulySeptNove

HRK to AFN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.3029, compared to 9.9480 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3549 points.

H1 Avg (Jan–Jun) 10.3029
H2 Avg (Jul–Dec) 9.9480

Volatility Range Comparison

Volatility

The most volatile month in 2024 was October, with a trading range of 0.7192 AFN (High: 10.0741 / Low: 9.3549). On the other end, July was the most stable month, with a tight range of 0.1653 AFN (High: 10.2561 / Low: 10.0908).

October Spread (Volatile) ±0.7192
July Spread (Stable) ±0.1653

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.5446 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.5446

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2024: 10.4813) against the same month in 2023 (average: 12.7284), the exchange rate shifted by -2.2471 (-17.65%).

2024 Avg (February) 10.4813
2023 Avg (February) 12.7284

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 10.6608 10.1507 10.3554
February 10.7734 10.3244 10.4813
March 10.5596 10.1807 10.4105
April 10.3658 10.0539 10.2132
May 10.4140 10.1464 10.2846
June 10.3306 9.9418 10.0724
July 10.2561 10.0908 10.1914
August 10.5473 10.1638 10.3569
September 10.4462 10.0670 10.2472
October 10.0741 9.3549 9.7026
November 9.7532 9.3320 9.5418
December 9.7847 9.4374 9.6481