2019 HRK to AFN Historical Review

YEARLY HIGH

12.5286 AFN

YEARLY LOW

11.3263 AFN

YEARLY AVERAGE

11.7533 AFN

2019 HRK to AFN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to AFN exchange rate experienced significant fluctuation. The market reached its absolute peak on June 28, valuing the pair at 12.5286. Conversely, the yearly low was recorded on March 7, dropping to 11.3263.

This high-to-low spread represents a total annual volatility of 1.2023 AFN. From a start-to-finish perspective, comparing the January average rate of 11.6039 to the December average rate of 11.7282, the exchange rate registered a net change of 1.07% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 12.5286 was up 4.26% compared to the 2018 peak of 12.0164, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 62,643 AFN

2018 Average 57,588 AFN

Yearly Trough Low 56,632 AFN

Transaction Impact: A difference of 6,011.45 AFN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

12.3101

11.3900

JanuMarcMayJulySeptNove

HRK to AFN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.7294, compared to 11.7772 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0478 points.

H1 Avg (Jan–Jun) 11.7294

H2 Avg (Jul–Dec) 11.7772

Volatility Range Comparison

Volatility

The most volatile month in 2019 was June, with a trading range of 0.5914 AFN (High: 12.5286 / Low: 11.9372). On the other end, November was the most stable month, with a tight range of 0.1380 AFN (High: 11.7041 / Low: 11.5660).

June Spread (Volatile) ±0.5914

November Spread (Stable) ±0.1380

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.3668 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.3668

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2019: 12.2335) against the same month in 2018 (average: 11.3472), the exchange rate shifted by +0.8863 (+7.81%).

2019 Avg (June) 12.2335

2018 Avg (June) 11.3472

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.8117	11.4979	11.6039
February	11.6330	11.3555	11.4667
March	11.6474	11.3263	11.4768
April	11.8199	11.4572	11.6803
May	12.1792	11.6816	11.9153
June	12.5286	11.9372	12.2335
July	12.4555	12.0032	12.1899
August	12.0446	11.5734	11.8231
September	11.7383	11.5378	11.6454
October	11.7449	11.5065	11.6399
November	11.7041	11.5660	11.6365
December	11.8342	11.6461	11.7282