2026 HRK to AFN Historical Review

YEARLY HIGH

10.4844 AFN

YEARLY LOW

9.5197 AFN

YEARLY AVERAGE

9.8972 AFN

2026 HRK to AFN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to AFN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 29, valuing the pair at 10.4844. Conversely, the yearly low was recorded on June 27, dropping to 9.5197.

This high-to-low spread represents a total annual volatility of 0.9647 AFN. From a start-to-finish perspective, comparing the January average rate of 10.2046 to the December average rate of 10.0492, the exchange rate registered a net change of -1.52% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 10.4844 was down 5.28% compared to the 2025 peak of 11.0686, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 52,422 AFN

2025 Average 52,251 AFN

Yearly Trough Low 47,598 AFN

Transaction Impact: A difference of 4,823.69 AFN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

10.2586

9.6105

JanuMarcMayJuly

HRK to AFN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.8717, compared to 9.9735 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1018 points.

H1 Avg (Jan–Jun) 9.8717

H2 Avg (Jul–Dec) 9.9735

Volatility Range Comparison

Volatility

The most volatile month in 2026 was February, with a trading range of 0.6484 AFN (High: 10.3487 / Low: 9.7004). On the other end, August was the most stable month, with a tight range of 0.1438 AFN (High: 10.1022 / Low: 9.9584).

February Spread (Volatile) ±0.6484

August Spread (Stable) ±0.1438

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.3705 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.3705

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 10.2046) against the same month in 2025 (average: 10.0405), the exchange rate shifted by +0.1641 (+1.63%).

2026 Avg (January) 10.2046

2025 Avg (January) 10.0405

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.4844	10.0278	10.2046
February	10.3487	9.7004	10.0450
March	9.8288	9.5459	9.6745
April	10.0862	9.6405	9.8960
May	9.8786	9.6452	9.7457
June	9.8425	9.5197	9.6645
July	10.1265	9.5973	9.8977
August	10.1022	9.9584	10.0492