2015 HRK to ARS Historical Review

YEARLY HIGH

1.8896 ARS

YEARLY LOW

1.2089 ARS

YEARLY AVERAGE

1.3495 ARS

2015 HRK to ARS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to ARS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 1.8896. Conversely, the yearly low was recorded on March 15, dropping to 1.2089.

This high-to-low spread represents a total annual volatility of 0.6807 ARS. From a start-to-finish perspective, comparing the January average rate of 1.3007 to the December average rate of 1.6178, the exchange rate registered a net change of 24.38% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.8896 was up 28.62% compared to the 2014 peak of 1.4691, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 9,448 ARS

2014 Average 7,051 ARS

Yearly Trough Low 6,044 ARS

Transaction Impact: A difference of 3,403.48 ARS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.6551

1.2069

JanuMarcMayJulySeptNove

HRK to ARS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2915, compared to 1.4074 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1159 points.

H1 Avg (Jan–Jun) 1.2915

H2 Avg (Jul–Dec) 1.4074

Volatility Range Comparison

Volatility

The most volatile month in 2015 was December, with a trading range of 0.5434 ARS (High: 1.8896 / Low: 1.3461). On the other end, February was the most stable month, with a tight range of 0.0209 ARS (High: 1.2878 / Low: 1.2668).

December Spread (Volatile) ±0.5434

February Spread (Stable) ±0.0209

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0387 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0387

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 1.6178) against the same month in 2014 (average: 1.3717), the exchange rate shifted by +0.2460 (+17.93%).

2015 Avg (December) 1.6178

2014 Avg (December) 1.3717

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.3404	1.2549	1.3007
February	1.2878	1.2668	1.2787
March	1.2739	1.2089	1.2443
April	1.3164	1.2375	1.2599
May	1.3614	1.2935	1.3227
June	1.3627	1.3011	1.3427
July	1.3466	1.3031	1.3267
August	1.4160	1.3236	1.3622
September	1.4050	1.3746	1.3870
October	1.4206	1.3703	1.3947
November	1.3847	1.3401	1.3561
December	1.8896	1.3461	1.6178