YEARLY HIGH
6.4490 ARS
YEARLY LOW
2.9742 ARS
YEARLY AVERAGE
4.4367 ARS

2018 HRK to ARS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HRK to ARS exchange rate experienced significant fluctuation. The market reached its absolute peak on September 30, valuing the pair at 6.4490. Conversely, the yearly low was recorded on January 2, dropping to 2.9742.

This high-to-low spread represents a total annual volatility of 3.4748 ARS. From a start-to-finish perspective, comparing the January average rate of 3.1196 to the December average rate of 5.8078, the exchange rate registered a net change of 86.17% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 6.4490 was up 108.45% compared to the 2017 peak of 3.0937, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 32,245 ARS
2017 Average 12,567 ARS
Yearly Trough Low 14,871 ARS
Transaction Impact: A difference of 17,373.99 ARS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

6.3399
2.8269
JanuMarcMayJulySeptNove

HRK to ARS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.5149, compared to 5.3586 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.8437 points.

H1 Avg (Jan–Jun) 3.5149
H2 Avg (Jul–Dec) 5.3586

Volatility Range Comparison

Volatility

The most volatile month in 2018 was August, with a trading range of 1.8199 ARS (High: 6.0733 / Low: 4.2535). On the other end, April was the most stable month, with a tight range of 0.0563 ARS (High: 3.3775 / Low: 3.3212).

August Spread (Volatile) ±1.8199
April Spread (Stable) ±0.0563

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.3177 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.3177

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2018: 6.0471) against the same month in 2017 (average: 2.7521), the exchange rate shifted by +3.2950 (+119.73%).

2018 Avg (September) 6.0471
2017 Avg (September) 2.7521

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.2834 2.9742 3.1196
February 3.3366 3.2389 3.2922
March 3.4040 3.3199 3.3526
April 3.3775 3.3212 3.3482
May 4.0399 3.3762 3.7645
June 4.5705 3.9396 4.2122
July 4.5812 4.2890 4.3650
August 6.0733 4.2535 4.6402
September 6.4490 5.7470 6.0471
October 6.1489 5.4611 5.7294
November 5.9631 5.3743 5.5619
December 5.9095 5.6129 5.8078