2026 HRK to ARS Historical Review

YEARLY HIGH

230.1783 ARS

YEARLY LOW

209.4401 ARS

YEARLY AVERAGE

220.9691 ARS

2026 HRK to ARS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to ARS exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 230.1783. Conversely, the yearly low was recorded on March 26, dropping to 209.4401.

This high-to-low spread represents a total annual volatility of 20.7382 ARS. From a start-to-finish perspective, comparing the January average rate of 225.6961 to the December average rate of 227.7037, the exchange rate registered a net change of 0.89% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 230.1783 was down 0.59% compared to the 2025 peak of 231.5333, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,150,892 ARS

2025 Average 936,763 ARS

Yearly Trough Low 1,047,201 ARS

Transaction Impact: A difference of 103,691.00 ARS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

229.0403

213.0012

JanuMarcMayJuly

HRK to ARS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 219.1168, compared to 226.5260 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 7.4092 points.

H1 Avg (Jan–Jun) 219.1168

H2 Avg (Jul–Dec) 226.5260

Volatility Range Comparison

Volatility

The most volatile month in 2026 was February, with a trading range of 14.7583 ARS (High: 229.0849 / Low: 214.3266). On the other end, August was the most stable month, with a tight range of 1.3231 ARS (High: 228.5249 / Low: 227.2017).

February Spread (Volatile) ±14.7583

August Spread (Stable) ±1.3231

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 6.5978 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -6.5978

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 225.6961) against the same month in 2025 (average: 142.9939), the exchange rate shifted by +82.7022 (+57.84%).

2026 Avg (January) 225.6961

2025 Avg (January) 142.9939

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	230.1783	219.4071	225.6961
February	229.0849	214.3266	220.9356
March	220.6083	209.4401	214.3378
April	220.4207	211.5612	214.4668
May	218.4691	216.6499	217.8849
June	224.4241	218.5286	221.3795
July	227.4912	223.4827	225.3483
August	228.5249	227.2017	227.7037