2021 HRK to ARS Historical Review
A comprehensive breakdown of exchange rate performance throughout the year 2021.
2021 HRK to ARS Performance & Market Timing Review
Analysis of key historical highlights and timing insights for 2021
During 2021, the HRK to ARS exchange rate experienced significant fluctuation. The market reached its absolute peak on September 6, valuing the pair at 15.5401. Conversely, the yearly low was recorded on January 3, dropping to 13.6438.
This high-to-low spread represents a total annual volatility of 1.8962 ARS. From a start-to-finish perspective, comparing the January average rate of 13.8227 to the December average rate of 15.3069, the exchange rate registered a net change of 10.74% (reflecting a strengthening trend).
Looking at year-over-year peak valuations, the 2021 high of 15.5401 was up 13.36% compared to the 2020 peak of 13.7086, indicating shifts in long-term support levels.
Comparing the value generated converting 5,000 HRK based on timing:
Trend Visualization
Monthly average fluctuations over the course of 2021.
HRK to ARS Seasonal Trends & Volatility Analysis
A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.
Seasonal Halves (H1 vs H2)
SeasonalThe average exchange rate in the first half of the year (H1: Jan–Jun) was 14.5636, compared to 15.2792 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.7156 points.
Volatility Range Comparison
VolatilityThe most volatile month in 2021 was April, with a trading range of 0.8162 ARS (High: 15.0017 / Low: 14.1855). On the other end, July was the most stable month, with a tight range of 0.2576 ARS (High: 15.3011 / Low: 15.0434).
Growth Streaks & Declines
TrendsBetween January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.1209 points.
Same-Month Historical Baseline
YoY BaselineComparing the current year's strongest month average (September 2021: 15.4258) against the same month in 2020 (average: 11.7422), the exchange rate shifted by +3.6836 (+31.37%).
Monthly Breakdown
Statistical summary for each calendar month.
| Month | High | Low | Average |
|---|---|---|---|
| January | 14.0007 | 13.6438 | 13.8227 |
| February | 14.3934 | 13.8926 | 14.1635 |
| March | 14.4241 | 14.1500 | 14.2889 |
| April | 15.0017 | 14.1855 | 14.6422 |
| May | 15.4173 | 14.8878 | 15.1824 |
| June | 15.4387 | 15.0800 | 15.2820 |
| July | 15.3011 | 15.0434 | 15.1611 |
| August | 15.4133 | 15.1536 | 15.2547 |
| September | 15.5401 | 15.2547 | 15.4258 |
| October | 15.4920 | 15.1902 | 15.3107 |
| November | 15.4316 | 14.9747 | 15.2161 |
| December | 15.5356 | 15.1467 | 15.3069 |