YEARLY HIGH
119.0397 ARS
YEARLY LOW
24.9870 ARS
YEARLY AVERAGE
42.4216 ARS

2023 HRK to ARS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2023

During 2023, the HRK to ARS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 119.0397. Conversely, the yearly low was recorded on January 5, dropping to 24.9870.

This high-to-low spread represents a total annual volatility of 94.0527 ARS. From a start-to-finish perspective, comparing the January average rate of 26.0696 to the December average rate of 91.8366, the exchange rate registered a net change of 252.28% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2023 high of 119.0397 was up 373.25% compared to the 2022 peak of 25.1535, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 595,198 ARS
2022 Average 90,909 ARS
Yearly Trough Low 124,935 ARS
Transaction Impact: A difference of 470,263.26 ARS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2023.

98.4134
19.4929
JanuMarcMayJulySeptNove

HRK to ARS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 30.3919, compared to 54.4513 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 24.0594 points.

H1 Avg (Jan–Jun) 30.3919
H2 Avg (Jul–Dec) 54.4513

Volatility Range Comparison

Volatility

The most volatile month in 2023 was December, with a trading range of 67.0872 ARS (High: 119.0397 / Low: 51.9525). On the other end, February was the most stable month, with a tight range of 0.8590 ARS (High: 27.7101 / Low: 26.8512).

December Spread (Volatile) ±67.0872
February Spread (Stable) ±0.8590

Growth Streaks & Declines

Trends

Between January and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.4948 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -0.4948

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2023: 91.8366) against the same month in 2022 (average: 24.1830), the exchange rate shifted by +67.6537 (+279.76%).

2023 Avg (December) 91.8366
2022 Avg (December) 24.1830

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 26.9570 24.9870 26.0696
February 27.7101 26.8512 27.2230
March 30.1862 27.8341 28.7826
April 32.5082 29.9873 31.3080
May 34.0205 32.3660 33.2566
June 37.1452 34.1664 35.7118
July 40.1827 36.9093 38.9903
August 50.7498 40.2906 46.5067
September 50.1312 48.8002 49.5717
October 49.5642 48.6332 49.0769
November 52.5061 49.1654 50.7257
December 119.0397 51.9525 91.8366