YEARLY HIGH
25.1535 ARS
YEARLY LOW
15.4734 ARS
YEARLY AVERAGE
18.1685 ARS

2022 HRK to ARS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to ARS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 25.1535. Conversely, the yearly low was recorded on January 4, dropping to 15.4734.

This high-to-low spread represents a total annual volatility of 9.6801 ARS. From a start-to-finish perspective, comparing the January average rate of 15.6314 to the December average rate of 24.1830, the exchange rate registered a net change of 54.71% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 25.1535 was up 61.86% compared to the 2021 peak of 15.5401, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 125,768 ARS
2021 Average 74,626 ARS
Yearly Trough Low 77,367 ARS
Transaction Impact: A difference of 48,400.40 ARS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

25.0381
14.7762
JanuMarcMayJulySeptNove

HRK to ARS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 16.2544, compared to 20.0826 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.8282 points.

H1 Avg (Jan–Jun) 16.2544
H2 Avg (Jul–Dec) 20.0826

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 2.6834 ARS (High: 23.1040 / Low: 20.4206). On the other end, January was the most stable month, with a tight range of 0.3336 ARS (High: 15.8070 / Low: 15.4734).

November Spread (Volatile) ±2.6834
January Spread (Stable) ±0.3336

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1032 points.

Longest Streak 9 Mo.
Sharpest MoM Drop -0.1032

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2022: 24.1830) against the same month in 2021 (average: 15.3069), the exchange rate shifted by +8.8761 (+57.99%).

2022 Avg (December) 24.1830
2021 Avg (December) 15.3069

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 15.8070 15.4734 15.6314
February 16.1159 15.7355 16.0140
March 16.3417 15.5828 15.9108
April 16.3665 15.9822 16.2137
May 17.1084 16.0810 16.5283
June 17.5156 16.9318 17.2284
July 17.8545 17.0235 17.3980
August 18.5309 17.8471 18.2298
September 19.2511 18.4125 18.8336
October 20.8216 19.1519 19.8671
November 23.1040 20.4206 21.9841
December 25.1535 23.3715 24.1830