2010 HRK to BND Historical Review

YEARLY HIGH

0.2786 BND

YEARLY LOW

0.2309 BND

YEARLY AVERAGE

0.2483 BND

2010 HRK to BND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2010

During 2010, the HRK to BND exchange rate experienced significant fluctuation. The market reached its absolute peak on January 11, valuing the pair at 0.2786. Conversely, the yearly low was recorded on November 30, dropping to 0.2309.

This high-to-low spread represents a total annual volatility of 0.0477 BND. From a start-to-finish perspective, comparing the January average rate of 0.2732 to the December average rate of 0.2340, the exchange rate registered a net change of -14.34% (reflecting a weakening trend).

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,393 BND

Yearly Average 1,241 BND

Yearly Trough Low 1,155 BND

Transaction Impact: A difference of 238.29 BND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2010.

0.2771

0.2301

JanuMarcMayJulySeptNove

HRK to BND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2555, compared to 0.2410 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0146 points.

H1 Avg (Jan–Jun) 0.2555

H2 Avg (Jul–Dec) 0.2410

Volatility Range Comparison

Volatility

The most volatile month in 2010 was November, with a trading range of 0.0185 BND (High: 0.2494 / Low: 0.2309). On the other end, December was the most stable month, with a tight range of 0.0047 BND (High: 0.2364 / Low: 0.2317).

November Spread (Volatile) ±0.0185

December Spread (Stable) ±0.0047

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2010. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0147 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0147

Same-Month Historical Baseline

YoY Baseline

Historical data for the previous year (2009) is currently unavailable. Strongest month average for January 2010 is 0.2732.

2010 Avg (January) 0.2732

Baseline Avg N/A

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2786	0.2668	0.2732
February	0.2689	0.2615	0.2640
March	0.2647	0.2577	0.2615
April	0.2610	0.2504	0.2563
May	0.2507	0.2353	0.2416
June	0.2390	0.2323	0.2367
July	0.2469	0.2399	0.2440
August	0.2478	0.2365	0.2412
September	0.2457	0.2343	0.2395
October	0.2499	0.2440	0.2473
November	0.2494	0.2309	0.2399
December	0.2364	0.2317	0.2340