2016 HRK to BND Historical Review

YEARLY HIGH

0.2080 BND

YEARLY LOW

0.1983 BND

YEARLY AVERAGE

0.2029 BND

2016 HRK to BND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HRK to BND exchange rate experienced significant fluctuation. The market reached its absolute peak on May 9, valuing the pair at 0.2080. Conversely, the yearly low was recorded on July 16, dropping to 0.1983.

This high-to-low spread represents a total annual volatility of 0.0098 BND. From a start-to-finish perspective, comparing the January average rate of 0.2031 to the December average rate of 0.2008, the exchange rate registered a net change of -1.14% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.2080 was down 3.46% compared to the 2015 peak of 0.2155, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,040 BND

2015 Average 1,002 BND

Yearly Trough Low 991 BND

Transaction Impact: A difference of 48.75 BND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.2070

0.1989

JanuMarcMayJulySeptNove

HRK to BND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2038, compared to 0.2019 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0018 points.

H1 Avg (Jan–Jun) 0.2038

H2 Avg (Jul–Dec) 0.2019

Volatility Range Comparison

Volatility

The most volatile month in 2016 was June, with a trading range of 0.0085 BND (High: 0.2075 / Low: 0.1990). On the other end, September was the most stable month, with a tight range of 0.0029 BND (High: 0.2045 / Low: 0.2016).

June Spread (Volatile) ±0.0085

September Spread (Stable) ±0.0029

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0037 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0037

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2016: 0.2063) against the same month in 2015 (average: 0.1970), the exchange rate shifted by +0.0094 (+4.76%).

2016 Avg (May) 0.2063

2015 Avg (May) 0.1970

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2056	0.2009	0.2031
February	0.2062	0.2007	0.2042
March	0.2042	0.1996	0.2021
April	0.2053	0.2022	0.2042
May	0.2080	0.2042	0.2063
June	0.2075	0.1990	0.2026
July	0.2013	0.1983	0.1996
August	0.2042	0.1998	0.2019
September	0.2045	0.2016	0.2033
October	0.2052	0.2019	0.2034
November	0.2050	0.2008	0.2026
December	0.2027	0.1993	0.2008