2019 HRK to BND Historical Review

YEARLY HIGH

0.2452 BND

YEARLY LOW

0.1987 BND

YEARLY AVERAGE

0.2075 BND

2019 HRK to BND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to BND exchange rate experienced significant fluctuation. The market reached its absolute peak on January 9, valuing the pair at 0.2452. Conversely, the yearly low was recorded on September 30, dropping to 0.1987.

This high-to-low spread represents a total annual volatility of 0.0465 BND. From a start-to-finish perspective, comparing the January average rate of 0.2411 to the December average rate of 0.2025, the exchange rate registered a net change of -16.00% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.2452 was up 0.54% compared to the 2018 peak of 0.2438, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,226 BND

2018 Average 1,119 BND

Yearly Trough Low 993 BND

Transaction Impact: A difference of 232.51 BND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.2451

0.1972

JanuMarcMayJulySeptNove

HRK to BND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2119, compared to 0.2030 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0089 points.

H1 Avg (Jan–Jun) 0.2119

H2 Avg (Jul–Dec) 0.2030

Volatility Range Comparison

Volatility

The most volatile month in 2019 was February, with a trading range of 0.0381 BND (High: 0.2436 / Low: 0.2054). On the other end, November was the most stable month, with a tight range of 0.0021 BND (High: 0.2034 / Low: 0.2013).

February Spread (Volatile) ±0.0381

November Spread (Stable) ±0.0021

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2019. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0306 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0306

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 0.2411) against the same month in 2018 (average: 0.2169), the exchange rate shifted by +0.0242 (+11.17%).

2019 Avg (January) 0.2411

2018 Avg (January) 0.2169

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2452	0.2073	0.2411
February	0.2436	0.2054	0.2105
March	0.2081	0.2038	0.2056
April	0.2060	0.2028	0.2042
May	0.2073	0.2026	0.2039
June	0.2081	0.2032	0.2061
July	0.2069	0.2025	0.2050
August	0.2071	0.2005	0.2034
September	0.2055	0.1987	0.2012
October	0.2049	0.1992	0.2037
November	0.2034	0.2013	0.2022
December	0.2040	0.2015	0.2025