2018 HRK to BND Historical Review

YEARLY HIGH

0.2438 BND

YEARLY LOW

0.2097 BND

YEARLY AVERAGE

0.2239 BND

2018 HRK to BND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HRK to BND exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.2438. Conversely, the yearly low was recorded on November 25, dropping to 0.2097.

This high-to-low spread represents a total annual volatility of 0.0341 BND. From a start-to-finish perspective, comparing the January average rate of 0.2169 to the December average rate of 0.2412, the exchange rate registered a net change of 11.19% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.2438 was up 11.54% compared to the 2017 peak of 0.2186, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,219 BND

2017 Average 1,045 BND

Yearly Trough Low 1,049 BND

Transaction Impact: A difference of 170.57 BND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.2437

0.2137

JanuMarcMayJulySeptNove

HRK to BND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2192, compared to 0.2286 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0094 points.

H1 Avg (Jan–Jun) 0.2192

H2 Avg (Jul–Dec) 0.2286

Volatility Range Comparison

Volatility

The most volatile month in 2018 was December, with a trading range of 0.0328 BND (High: 0.2438 / Low: 0.2110). On the other end, April was the most stable month, with a tight range of 0.0025 BND (High: 0.2191 / Low: 0.2166).

December Spread (Volatile) ±0.0328

April Spread (Stable) ±0.0025

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0138 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0138

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2018: 0.2412) against the same month in 2017 (average: 0.2117), the exchange rate shifted by +0.0295 (+13.94%).

2018 Avg (December) 0.2412

2017 Avg (December) 0.2117

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2193	0.2139	0.2169
February	0.2215	0.2165	0.2192
March	0.2201	0.2167	0.2181
April	0.2191	0.2166	0.2178
May	0.2355	0.2113	0.2162
June	0.2416	0.2107	0.2269
July	0.2397	0.2128	0.2244
August	0.2381	0.2132	0.2340
September	0.2395	0.2156	0.2318
October	0.2205	0.2113	0.2180
November	0.2421	0.2097	0.2220
December	0.2438	0.2110	0.2412