2013 HRK to BND Historical Review

YEARLY HIGH

0.2293 BND

YEARLY LOW

0.2087 BND

YEARLY AVERAGE

0.2192 BND

2013 HRK to BND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HRK to BND exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.2293. Conversely, the yearly low was recorded on April 3, dropping to 0.2087.

This high-to-low spread represents a total annual volatility of 0.0206 BND. From a start-to-finish perspective, comparing the January average rate of 0.2155 to the December average rate of 0.2260, the exchange rate registered a net change of 4.88% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.2293 was up 2.67% compared to the 2012 peak of 0.2234, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,147 BND

2012 Average 1,068 BND

Yearly Trough Low 1,044 BND

Transaction Impact: A difference of 102.95 BND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.2274

0.2104

JanuMarcMayJulySeptNove

HRK to BND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2157, compared to 0.2228 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0071 points.

H1 Avg (Jan–Jun) 0.2157

H2 Avg (Jul–Dec) 0.2228

Volatility Range Comparison

Volatility

The most volatile month in 2013 was February, with a trading range of 0.0097 BND (High: 0.2232 / Low: 0.2136). On the other end, September was the most stable month, with a tight range of 0.0023 BND (High: 0.2230 / Low: 0.2207).

February Spread (Volatile) ±0.0097

September Spread (Stable) ±0.0023

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0054 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0054

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 0.2260) against the same month in 2012 (average: 0.2125), the exchange rate shifted by +0.0135 (+6.34%).

2013 Avg (December) 0.2260

2012 Avg (December) 0.2125

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2210	0.2118	0.2155
February	0.2232	0.2136	0.2183
March	0.2153	0.2092	0.2129
April	0.2129	0.2087	0.2119
May	0.2169	0.2124	0.2140
June	0.2250	0.2168	0.2216
July	0.2249	0.2183	0.2209
August	0.2269	0.2228	0.2248
September	0.2230	0.2207	0.2220
October	0.2238	0.2205	0.2226
November	0.2235	0.2184	0.2206
December	0.2293	0.2228	0.2260