2014 HRK to BND Historical Review

YEARLY HIGH

0.2300 BND

YEARLY LOW

0.2094 BND

YEARLY AVERAGE

0.2205 BND

2014 HRK to BND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to BND exchange rate experienced significant fluctuation. The market reached its absolute peak on March 18, valuing the pair at 0.2300. Conversely, the yearly low was recorded on December 31, dropping to 0.2094.

This high-to-low spread represents a total annual volatility of 0.0205 BND. From a start-to-finish perspective, comparing the January average rate of 0.2271 to the December average rate of 0.2113, the exchange rate registered a net change of -6.94% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.2300 was up 0.27% compared to the 2013 peak of 0.2293, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,150 BND

2013 Average 1,096 BND

Yearly Trough Low 1,047 BND

Transaction Impact: A difference of 102.59 BND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.2306

0.2088

JanuMarcMayJulySeptNove

HRK to BND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2267, compared to 0.2143 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0124 points.

H1 Avg (Jan–Jun) 0.2267

H2 Avg (Jul–Dec) 0.2143

Volatility Range Comparison

Volatility

The most volatile month in 2014 was July, with a trading range of 0.0070 BND (High: 0.2251 / Low: 0.2181). On the other end, April was the most stable month, with a tight range of 0.0025 BND (High: 0.2287 / Low: 0.2263).

July Spread (Volatile) ±0.0070

April Spread (Stable) ±0.0025

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2014. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0042 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0042

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2014: 0.2288) against the same month in 2013 (average: 0.2129), the exchange rate shifted by +0.0159 (+7.45%).

2014 Avg (March) 0.2288

2013 Avg (March) 0.2129

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2293	0.2257	0.2271
February	0.2282	0.2243	0.2260
March	0.2300	0.2262	0.2288
April	0.2287	0.2263	0.2273
May	0.2291	0.2247	0.2264
June	0.2261	0.2230	0.2246
July	0.2251	0.2181	0.2212
August	0.2196	0.2155	0.2179
September	0.2161	0.2106	0.2137
October	0.2122	0.2097	0.2110
November	0.2129	0.2095	0.2106
December	0.2130	0.2094	0.2113