YEARLY HIGH
9.6563 BTN
YEARLY LOW
8.2937 BTN
YEARLY AVERAGE
9.0021 BTN

2012 HRK to BTN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to BTN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 23, valuing the pair at 9.6563. Conversely, the yearly low was recorded on July 29, dropping to 8.2937.

This high-to-low spread represents a total annual volatility of 1.3626 BTN. From a start-to-finish perspective, comparing the January average rate of 8.7420 to the December average rate of 9.5199, the exchange rate registered a net change of 8.90% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 9.6563 was up 2.40% compared to the 2011 peak of 9.4296, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 48,282 BTN
2011 Average 43,594 BTN
Yearly Trough Low 41,468 BTN
Transaction Impact: A difference of 6,813.12 BTN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

9.6201
8.4178
JanuMarcMayJulySeptNove

HRK to BTN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 8.9597, compared to 9.0446 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0849 points.

H1 Avg (Jan–Jun) 8.9597
H2 Avg (Jul–Dec) 9.0446

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.9398 BTN (High: 9.2335 / Low: 8.2937). On the other end, May was the most stable month, with a tight range of 0.2133 BTN (High: 9.3599 / Low: 9.1466).

July Spread (Volatile) ±0.9398
May Spread (Stable) ±0.2133

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.5371 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.5371

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 9.5199) against the same month in 2011 (average: 9.2013), the exchange rate shifted by +0.3187 (+3.46%).

2012 Avg (December) 9.5199
2011 Avg (December) 9.2013

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 9.1945 8.5612 8.7420
February 8.8830 8.4251 8.5910
March 9.0789 8.6427 8.8201
April 9.2883 8.9106 9.0738
May 9.3599 9.1466 9.2358
June 9.5226 9.1026 9.2954
July 9.2335 8.2937 8.7584
August 8.6781 8.4008 8.5180
September 9.5206 8.6447 8.9916
October 9.3173 8.6594 9.1528
November 9.5484 9.1693 9.3268
December 9.6563 9.3551 9.5199