2022 HRK to BTN Historical Review

YEARLY HIGH

11.7265 BTN

YEARLY LOW

10.3931 BTN

YEARLY AVERAGE

10.9768 BTN

2022 HRK to BTN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to BTN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 11.7265. Conversely, the yearly low was recorded on September 27, dropping to 10.3931.

This high-to-low spread represents a total annual volatility of 1.3333 BTN. From a start-to-finish perspective, comparing the January average rate of 11.1963 to the December average rate of 11.5737, the exchange rate registered a net change of 3.37% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 11.7265 was down 2.02% compared to the 2021 peak of 11.9686, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 58,632 BTN

2021 Average 58,022 BTN

Yearly Trough Low 51,966 BTN

Transaction Impact: A difference of 6,666.73 BTN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

11.6758

10.4514

JanuMarcMayJulySeptNove

HRK to BTN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.0447, compared to 10.9089 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1358 points.

H1 Avg (Jan–Jun) 11.0447

H2 Avg (Jul–Dec) 10.9089

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.6031 BTN (High: 11.3082 / Low: 10.7051). On the other end, January was the most stable month, with a tight range of 0.1685 BTN (High: 11.2681 / Low: 11.0996).

November Spread (Volatile) ±0.6031

January Spread (Stable) ±0.1685

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1958 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1958

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2022: 11.5737) against the same month in 2021 (average: 11.3180), the exchange rate shifted by +0.2557 (+2.26%).

2022 Avg (December) 11.5737

2021 Avg (December) 11.3180

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.2681	11.0996	11.1963
February	11.3866	11.0987	11.2802
March	11.2501	10.9880	11.0844
April	11.1174	10.5989	10.9062
May	11.0647	10.6248	10.8384
June	11.0873	10.8166	10.9627
July	10.9403	10.6120	10.7812
August	10.9236	10.5603	10.7214
September	10.7070	10.3931	10.5534
October	10.9875	10.5905	10.7517
November	11.3082	10.7051	11.0718
December	11.7265	11.3237	11.5737