2019 HRK to BTN Historical Review

YEARLY HIGH

11.0598 BTN

YEARLY LOW

10.3170 BTN

YEARLY AVERAGE

10.6198 BTN

2019 HRK to BTN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to BTN exchange rate experienced significant fluctuation. The market reached its absolute peak on February 4, valuing the pair at 11.0598. Conversely, the yearly low was recorded on July 31, dropping to 10.3170.

This high-to-low spread represents a total annual volatility of 0.7429 BTN. From a start-to-finish perspective, comparing the January average rate of 10.8553 to the December average rate of 10.6265, the exchange rate registered a net change of -2.11% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 11.0598 was down 4.52% compared to the 2018 peak of 11.5829, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 55,299 BTN

2018 Average 54,368 BTN

Yearly Trough Low 51,585 BTN

Transaction Impact: A difference of 3,714.27 BTN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

10.9313

10.3819

JanuMarcMayJulySeptNove

HRK to BTN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.6571, compared to 10.5825 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0745 points.

H1 Avg (Jan–Jun) 10.6571

H2 Avg (Jul–Dec) 10.5825

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 0.4566 BTN (High: 10.8233 / Low: 10.3666). On the other end, November was the most stable month, with a tight range of 0.1680 BTN (High: 10.6908 / Low: 10.5228).

August Spread (Volatile) ±0.4566

November Spread (Stable) ±0.1680

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.3079 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.3079

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2019: 10.8855) against the same month in 2018 (average: 10.6882), the exchange rate shifted by +0.1973 (+1.85%).

2019 Avg (February) 10.8855

2018 Avg (February) 10.6882

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.0050	10.6668	10.8553
February	11.0598	10.7489	10.8855
March	10.8420	10.4323	10.5776
April	10.5627	10.3583	10.5047
May	10.6834	10.4559	10.5244
June	10.6906	10.4772	10.5949
July	10.5755	10.3170	10.4276
August	10.8233	10.3666	10.6703
September	10.7571	10.4075	10.5967
October	10.6812	10.4412	10.5617
November	10.6908	10.5228	10.6123
December	10.7600	10.5687	10.6265