2024 HRK to BTN Historical Review

YEARLY HIGH

12.4657 BTN

YEARLY LOW

11.6686 BTN

YEARLY AVERAGE

12.0112 BTN

2024 HRK to BTN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HRK to BTN exchange rate experienced significant fluctuation. The market reached its absolute peak on August 23, valuing the pair at 12.4657. Conversely, the yearly low was recorded on November 24, dropping to 11.6686.

This high-to-low spread represents a total annual volatility of 0.7972 BTN. From a start-to-finish perspective, comparing the January average rate of 12.0304 to the December average rate of 11.8061, the exchange rate registered a net change of -1.86% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2024 high of 12.4657 was up 1.08% compared to the 2023 peak of 12.3322, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 62,329 BTN

2023 Average 59,253 BTN

Yearly Trough Low 58,343 BTN

Transaction Impact: A difference of 3,985.77 BTN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

12.4114

11.7511

JanuMarcMayJulySeptNove

HRK to BTN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.9375, compared to 12.0849 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1475 points.

H1 Avg (Jan–Jun) 11.9375

H2 Avg (Jul–Dec) 12.0849

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 0.5362 BTN (High: 12.2048 / Low: 11.6686). On the other end, September was the most stable month, with a tight range of 0.1635 BTN (High: 12.4285 / Low: 12.2650).

November Spread (Volatile) ±0.5362

September Spread (Stable) ±0.1635

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.2666 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.2666

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2024: 12.2619) against the same month in 2023 (average: 11.9879), the exchange rate shifted by +0.2739 (+2.29%).

2024 Avg (August) 12.2619

2023 Avg (August) 11.9879

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.2200	11.8892	12.0304
February	11.9681	11.7912	11.8879
March	12.0681	11.8886	11.9670
April	12.0007	11.7495	11.8581
May	12.0468	11.8828	11.9602
June	12.0658	11.8258	11.9213
July	12.1258	11.8970	12.0358
August	12.4657	11.9800	12.2619
September	12.4285	12.2650	12.3563
October	12.3092	12.0397	12.1581
November	12.2048	11.6686	11.8914
December	11.8998	11.6751	11.8061