2015 HRK to BTN Historical Review

YEARLY HIGH

10.1533 BTN

YEARLY LOW

8.6578 BTN

YEARLY AVERAGE

9.3514 BTN

2015 HRK to BTN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to BTN exchange rate experienced significant fluctuation. The market reached its absolute peak on August 24, valuing the pair at 10.1533. Conversely, the yearly low was recorded on March 13, dropping to 8.6578.

This high-to-low spread represents a total annual volatility of 1.4955 BTN. From a start-to-finish perspective, comparing the January average rate of 9.4170 to the December average rate of 9.4974, the exchange rate registered a net change of 0.85% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 10.1533 was down 9.99% compared to the 2014 peak of 11.2804, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 50,767 BTN

2014 Average 53,085 BTN

Yearly Trough Low 43,289 BTN

Transaction Impact: A difference of 7,477.51 BTN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

9.9045

8.7570

JanuMarcMayJulySeptNove

HRK to BTN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.1988, compared to 9.5041 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3053 points.

H1 Avg (Jan–Jun) 9.1988

H2 Avg (Jul–Dec) 9.5041

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 1.0237 BTN (High: 9.9513 / Low: 8.9276). On the other end, February was the most stable month, with a tight range of 0.1836 BTN (High: 9.2022 / Low: 9.0186).

January Spread (Volatile) ±1.0237

February Spread (Stable) ±0.1836

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.2864 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.2864

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2015: 9.5840) against the same month in 2014 (average: 10.6203), the exchange rate shifted by -1.0363 (-9.76%).

2015 Avg (August) 9.5840

2014 Avg (August) 10.6203

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	9.9513	8.9276	9.4170
February	9.2022	9.0186	9.1390
March	9.0263	8.6578	8.8526
April	9.3578	8.6757	8.9152
May	9.6557	9.2098	9.4093
June	9.5833	9.1614	9.4596
July	9.3493	9.0190	9.2298
August	10.1533	9.1847	9.5840
September	9.9837	9.6190	9.8088
October	9.7695	9.3521	9.5752
November	9.5128	9.1700	9.3292
December	9.6497	9.2503	9.4974