2026 HRK to BTN Historical Review

YEARLY HIGH

14.7881 BTN

YEARLY LOW

13.9060 BTN

YEARLY AVERAGE

14.4179 BTN

2026 HRK to BTN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to BTN exchange rate experienced significant fluctuation. The market reached its absolute peak on May 28, valuing the pair at 14.7881. Conversely, the yearly low was recorded on January 11, dropping to 13.9060.

This high-to-low spread represents a total annual volatility of 0.8822 BTN. From a start-to-finish perspective, comparing the January average rate of 14.1355 to the December average rate of 14.5480, the exchange rate registered a net change of 2.92% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 14.7881 was up 4.37% compared to the 2025 peak of 14.1693, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 73,941 BTN

2025 Average 65,360 BTN

Yearly Trough Low 69,530 BTN

Transaction Impact: A difference of 4,410.80 BTN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

14.8034

14.0748

JanuMarcMayJuly

HRK to BTN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14.3802, compared to 14.5308 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1506 points.

H1 Avg (Jan–Jun) 14.3802

H2 Avg (Jul–Dec) 14.5308

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.7095 BTN (High: 14.6155 / Low: 13.9060). On the other end, August was the most stable month, with a tight range of 0.0048 BTN (High: 14.5503 / Low: 14.5456).

January Spread (Volatile) ±0.7095

August Spread (Stable) ±0.0048

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.2668 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.2668

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2026: 14.7427) against the same month in 2025 (average: 12.7553), the exchange rate shifted by +1.9874 (+15.58%).

2026 Avg (May) 14.7427

2025 Avg (May) 12.7553

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	14.6155	13.9060	14.1355
February	14.5577	14.1307	14.2381
March	14.6068	13.9747	14.2199
April	14.7004	14.1980	14.4691
May	14.7881	14.6975	14.7427
June	14.7571	14.1953	14.4759
July	14.6238	14.2959	14.5136
August	14.5503	14.5456	14.5480