2013 HRK to CDF Historical Review

YEARLY HIGH

167.6902 CDF

YEARLY LOW

154.9050 CDF

YEARLY AVERAGE

161.6925 CDF

2013 HRK to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HRK to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on October 27, valuing the pair at 167.6902. Conversely, the yearly low was recorded on April 2, dropping to 154.9050.

This high-to-low spread represents a total annual volatility of 12.7853 CDF. From a start-to-finish perspective, comparing the January average rate of 161.8315 to the December average rate of 165.6511, the exchange rate registered a net change of 2.36% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 167.6902 was up 2.25% compared to the 2012 peak of 164.0053, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 838,451 CDF

2012 Average 786,234 CDF

Yearly Trough Low 774,525 CDF

Transaction Impact: A difference of 63,926.27 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

166.4529

156.8316

JanuMarcMayJulySeptNove

HRK to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 159.9267, compared to 163.4582 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.5315 points.

H1 Avg (Jan–Jun) 159.9267

H2 Avg (Jul–Dec) 163.4582

Volatility Range Comparison

Volatility

The most volatile month in 2013 was February, with a trading range of 7.4554 CDF (High: 165.4543 / Low: 157.9989). On the other end, August was the most stable month, with a tight range of 1.9836 CDF (High: 163.7651 / Low: 161.7815).

February Spread (Volatile) ±7.4554

August Spread (Stable) ±1.9836

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 3.9070 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -3.9070

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2013: 165.6164) against the same month in 2012 (average: 159.8071), the exchange rate shifted by +5.8092 (+3.64%).

2013 Avg (October) 165.6164

2012 Avg (October) 159.8071

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	164.4736	158.5812	161.8315
February	165.4543	157.9989	162.0180
March	159.9779	155.4907	158.1110
April	159.5832	154.9050	157.6334
May	160.7160	156.3462	157.8673
June	164.8804	158.2009	162.0993
July	163.6577	157.0249	160.6452
August	163.7651	161.7815	162.7308
September	164.6235	160.4504	162.6732
October	167.6902	164.2305	165.6164
November	164.5298	161.7040	163.4325
December	167.1863	163.8021	165.6511