2015 HRK to CDF Historical Review

YEARLY HIGH

145.6644 CDF

YEARLY LOW

127.7167 CDF

YEARLY AVERAGE

135.1007 CDF

2015 HRK to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 145.6644. Conversely, the yearly low was recorded on March 16, dropping to 127.7167.

This high-to-low spread represents a total annual volatility of 17.9477 CDF. From a start-to-finish perspective, comparing the January average rate of 140.1256 to the December average rate of 132.2366, the exchange rate registered a net change of -5.63% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 145.6644 was down 13.82% compared to the 2014 peak of 169.0201, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 728,322 CDF

2014 Average 803,744 CDF

Yearly Trough Low 638,583 CDF

Transaction Impact: A difference of 89,738.63 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

141.0475

129.9856

JanuMarcMayJulySeptNove

HRK to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 135.5649, compared to 134.6365 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.9284 points.

H1 Avg (Jan–Jun) 135.5649

H2 Avg (Jul–Dec) 134.6365

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 11.5169 CDF (High: 145.6644 / Low: 134.1475). On the other end, February was the most stable month, with a tight range of 3.4085 CDF (High: 137.5926 / Low: 134.1840).

January Spread (Volatile) ±11.5169

February Spread (Stable) ±3.4085

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 5.6353 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -5.6353

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 140.1256) against the same month in 2014 (average: 164.9499), the exchange rate shifted by -24.8243 (-15.05%).

2015 Avg (January) 140.1256

2014 Avg (January) 164.9499

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	145.6644	134.1475	140.1256
February	137.5926	134.1840	136.4098
March	135.2702	127.7167	131.2314
April	136.5452	129.6318	131.8299
May	140.7842	132.9478	136.5945
June	139.0804	133.4560	137.1982
July	136.5719	131.8297	134.3967
August	141.5597	132.4183	136.3932
September	139.3878	135.3969	137.3423
October	139.2530	133.5488	136.5428
November	134.8443	128.4928	130.9075
December	133.6119	128.9062	132.2366