2014 HRK to CDF Historical Review

YEARLY HIGH

169.0201 CDF

YEARLY LOW

145.9267 CDF

YEARLY AVERAGE

160.7700 CDF

2014 HRK to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on May 7, valuing the pair at 169.0201. Conversely, the yearly low was recorded on December 31, dropping to 145.9267.

This high-to-low spread represents a total annual volatility of 23.0934 CDF. From a start-to-finish perspective, comparing the January average rate of 164.9499 to the December average rate of 148.6731, the exchange rate registered a net change of -9.87% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 169.0201 was up 0.79% compared to the 2013 peak of 167.6902, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 845,101 CDF

2013 Average 808,462 CDF

Yearly Trough Low 729,633 CDF

Transaction Impact: A difference of 115,467.19 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

168.9468

146.8300

JanuMarcMayJulySeptNove

HRK to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 165.9412, compared to 155.5987 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 10.3425 points.

H1 Avg (Jan–Jun) 165.9412

H2 Avg (Jul–Dec) 155.5987

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 6.5151 CDF (High: 159.4684 / Low: 152.9533). On the other end, November was the most stable month, with a tight range of 1.7240 CDF (High: 151.3450 / Low: 149.6210).

September Spread (Volatile) ±6.5151

November Spread (Stable) ±1.7240

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 4.9054 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -4.9054

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 166.7559) against the same month in 2013 (average: 157.8673), the exchange rate shifted by +8.8886 (+5.63%).

2014 Avg (May) 166.7559

2013 Avg (May) 157.8673

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	166.4572	163.3774	164.9499
February	165.7613	163.0531	164.5569
March	167.7424	165.3399	166.5980
April	168.3833	165.6045	167.1037
May	169.0201	165.2585	166.7559
June	166.6795	164.7987	165.6829
July	166.6327	161.8753	164.1626
August	162.3144	159.2896	161.0846
September	159.4684	152.9533	156.1793
October	154.1155	151.5111	152.9901
November	151.3450	149.6210	150.5025
December	150.7270	145.9267	148.6731