2019 HRK to CDF Historical Review

YEARLY HIGH

256.1633 CDF

YEARLY LOW

244.4352 CDF

YEARLY AVERAGE

249.4410 CDF

2019 HRK to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 9, valuing the pair at 256.1633. Conversely, the yearly low was recorded on October 1, dropping to 244.4352.

This high-to-low spread represents a total annual volatility of 11.7282 CDF. From a start-to-finish perspective, comparing the January average rate of 251.2916 to the December average rate of 250.5763, the exchange rate registered a net change of -0.28% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 256.1633 was down 5.68% compared to the 2018 peak of 271.5857, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,280,817 CDF

2018 Average 1,288,991 CDF

Yearly Trough Low 1,222,176 CDF

Transaction Impact: A difference of 58,640.79 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

252.8561

246.6584

JanuMarcMayJulySeptNove

HRK to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 249.8844, compared to 248.9976 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.8868 points.

H1 Avg (Jan–Jun) 249.8844

H2 Avg (Jul–Dec) 248.9976

Volatility Range Comparison

Volatility

The most volatile month in 2019 was December, with a trading range of 7.4806 CDF (High: 254.1670 / Low: 246.6864). On the other end, November was the most stable month, with a tight range of 1.8332 CDF (High: 247.9631 / Low: 246.1299).

December Spread (Volatile) ±7.4806

November Spread (Stable) ±1.8332

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 2.4283 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -2.4283

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 251.2916) against the same month in 2018 (average: 262.7861), the exchange rate shifted by -11.4944 (-4.37%).

2019 Avg (January) 251.2916

2018 Avg (January) 262.7861

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	256.1633	249.1746	251.2916
February	253.5998	248.8516	250.7502
March	252.5082	246.6526	249.1336
April	249.6185	245.8754	247.7289
May	249.4397	246.9598	248.0625
June	255.3376	248.2359	252.3396
July	253.8226	248.8885	251.8838
August	252.4372	246.5357	249.4555
September	249.4647	245.0178	247.5900
October	249.3576	244.4352	247.3053
November	247.9631	246.1299	247.1748
December	254.1670	246.6864	250.5763