2016 HRK to CDF Historical Review

YEARLY HIGH

165.5514 CDF

YEARLY LOW

129.8073 CDF

YEARLY AVERAGE

142.1445 CDF

2016 HRK to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HRK to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 24, valuing the pair at 165.5514. Conversely, the yearly low was recorded on November 17, dropping to 129.8073.

This high-to-low spread represents a total annual volatility of 35.7441 CDF. From a start-to-finish perspective, comparing the January average rate of 131.5307 to the December average rate of 162.8676, the exchange rate registered a net change of 23.82% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 165.5514 was up 13.65% compared to the 2015 peak of 145.6644, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 827,757 CDF

2015 Average 675,493 CDF

Yearly Trough Low 649,037 CDF

Transaction Impact: A difference of 178,720.54 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

166.0013

128.3970

JanuMarcMayJulySeptNove

HRK to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 137.3050, compared to 146.9839 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 9.6789 points.

H1 Avg (Jan–Jun) 137.3050

H2 Avg (Jul–Dec) 146.9839

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 31.5723 CDF (High: 161.3797 / Low: 129.8073). On the other end, January was the most stable month, with a tight range of 1.7295 CDF (High: 132.3563 / Low: 130.6268).

November Spread (Volatile) ±31.5723

January Spread (Stable) ±1.7295

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 3.1163 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -3.1163

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 162.8676) against the same month in 2015 (average: 132.2366), the exchange rate shifted by +30.6309 (+23.16%).

2016 Avg (December) 162.8676

2015 Avg (December) 132.2366

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	132.3563	130.6268	131.5307
February	137.4005	131.9101	135.0065
March	140.0660	131.8861	136.6304
April	141.5021	139.1435	140.3675
May	142.3488	137.6167	139.8118
June	145.1776	136.0615	140.4830
July	145.9687	139.3145	140.7060
August	148.6717	144.2243	146.3238
September	147.0642	144.6257	146.0516
October	146.7070	139.8354	142.9352
November	161.3797	129.8073	143.0194
December	165.5514	160.5554	162.8676