2025 HRK to CDF Historical Review
A comprehensive breakdown of exchange rate performance throughout the year 2025.
2025 HRK to CDF Performance & Market Timing Review
Analysis of key historical highlights and timing insights for 2025
During 2025, the HRK to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 6, valuing the pair at 454.9352. Conversely, the yearly low was recorded on November 15, dropping to 327.6059.
This high-to-low spread represents a total annual volatility of 127.3293 CDF. From a start-to-finish perspective, comparing the January average rate of 391.7959 to the December average rate of 351.0109, the exchange rate registered a net change of -10.41% (reflecting a weakening trend).
Looking at year-over-year peak valuations, the 2025 high of 454.9352 was up 7.17% compared to the 2024 peak of 424.5099, indicating shifts in long-term support levels.
Comparing the value generated converting 5,000 HRK based on timing:
Trend Visualization
Monthly average fluctuations over the course of 2025.
HRK to CDF Seasonal Trends & Volatility Analysis
A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.
Seasonal Halves (H1 vs H2)
SeasonalThe average exchange rate in the first half of the year (H1: Jan–Jun) was 417.8300, compared to 398.7273 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 19.1027 points.
Volatility Range Comparison
VolatilityThe most volatile month in 2025 was October, with a trading range of 76.9357 CDF (High: 408.8119 / Low: 331.8762). On the other end, August was the most stable month, with a tight range of 9.0880 CDF (High: 451.1879 / Low: 442.0999).
Growth Streaks & Declines
TrendsBetween January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 80.2283 points.
Same-Month Historical Baseline
YoY BaselineComparing the current year's strongest month average (July 2025: 449.5576) against the same month in 2024 (average: 409.5773), the exchange rate shifted by +39.9803 (+9.76%).
Monthly Breakdown
Statistical summary for each calendar month.
| Month | High | Low | Average |
|---|---|---|---|
| January | 397.8076 | 387.1408 | 391.7959 |
| February | 400.2744 | 388.0843 | 395.7726 |
| March | 416.5106 | 395.4877 | 410.6774 |
| April | 439.5968 | 416.7055 | 432.2325 |
| May | 438.7854 | 424.4578 | 433.8493 |
| June | 453.0031 | 435.6237 | 442.6522 |
| July | 454.9352 | 439.6176 | 449.5576 |
| August | 451.1879 | 442.0999 | 447.5777 |
| September | 451.2611 | 409.8236 | 442.0350 |
| October | 408.8119 | 331.8762 | 361.8067 |
| November | 351.1057 | 327.6059 | 340.3758 |
| December | 356.6465 | 337.5585 | 351.0109 |