2012 HRK to GEL Historical Review

YEARLY HIGH

0.3060 GEL

YEARLY LOW

0.2664 GEL

YEARLY AVERAGE

0.2854 GEL

2012 HRK to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 0.3060. Conversely, the yearly low was recorded on June 1, dropping to 0.2664.

This high-to-low spread represents a total annual volatility of 0.0396 GEL. From a start-to-finish perspective, comparing the January average rate of 0.2850 to the December average rate of 0.2890, the exchange rate registered a net change of 1.39% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.3060 was down 9.61% compared to the 2011 peak of 0.3385, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,530 GEL

2011 Average 1,577 GEL

Yearly Trough Low 1,332 GEL

Transaction Impact: A difference of 198.05 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.3022

0.2685

JanuMarcMayJulySeptNove

HRK to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2829, compared to 0.2879 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0050 points.

H1 Avg (Jan–Jun) 0.2829

H2 Avg (Jul–Dec) 0.2879

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0211 GEL (High: 0.2875 / Low: 0.2665). On the other end, November was the most stable month, with a tight range of 0.0055 GEL (High: 0.2860 / Low: 0.2804).

May Spread (Volatile) ±0.0211

November Spread (Stable) ±0.0055

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0109 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0109

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2012: 0.2994) against the same month in 2011 (average: 0.3056), the exchange rate shifted by -0.0062 (-2.04%).

2012 Avg (September) 0.2994

2011 Avg (September) 0.3056

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2906	0.2802	0.2850
February	0.2946	0.2829	0.2891
March	0.2928	0.2859	0.2891
April	0.2928	0.2840	0.2870
May	0.2875	0.2665	0.2761
June	0.2761	0.2664	0.2713
July	0.2836	0.2766	0.2810
August	0.2915	0.2816	0.2858
September	0.3060	0.2910	0.2994
October	0.3023	0.2839	0.2896
November	0.2860	0.2804	0.2827
December	0.2915	0.2857	0.2890