2018 HRK to GEL Historical Review

YEARLY HIGH

0.4244 GEL

YEARLY LOW

0.3699 GEL

YEARLY AVERAGE

0.3957 GEL

2018 HRK to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HRK to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 24, valuing the pair at 0.4244. Conversely, the yearly low was recorded on November 12, dropping to 0.3699.

This high-to-low spread represents a total annual volatility of 0.0545 GEL. From a start-to-finish perspective, comparing the January average rate of 0.4197 to the December average rate of 0.4091, the exchange rate registered a net change of -2.54% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.4244 was down 0.70% compared to the 2017 peak of 0.4273, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,122 GEL

2017 Average 1,892 GEL

Yearly Trough Low 1,850 GEL

Transaction Impact: A difference of 272.30 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.4238

0.3748

JanuMarcMayJulySeptNove

HRK to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4029, compared to 0.3884 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0145 points.

H1 Avg (Jan–Jun) 0.4029

H2 Avg (Jul–Dec) 0.3884

Volatility Range Comparison

Volatility

The most volatile month in 2018 was November, with a trading range of 0.0389 GEL (High: 0.4088 / Low: 0.3699). On the other end, July was the most stable month, with a tight range of 0.0036 GEL (High: 0.3887 / Low: 0.3851).

November Spread (Volatile) ±0.0389

July Spread (Stable) ±0.0036

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0113 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0113

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2018: 0.4197) against the same month in 2017 (average: 0.3808), the exchange rate shifted by +0.0389 (+10.21%).

2018 Avg (January) 0.4197

2017 Avg (January) 0.3808

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4244	0.4130	0.4197
February	0.4173	0.4008	0.4084
March	0.4108	0.4022	0.4058
April	0.4072	0.3996	0.4033
May	0.4000	0.3865	0.3924
June	0.3938	0.3842	0.3881
July	0.3887	0.3851	0.3868
August	0.3904	0.3737	0.3834
September	0.3888	0.3806	0.3851
October	0.3837	0.3723	0.3789
November	0.4088	0.3699	0.3872
December	0.4147	0.4060	0.4091