2016 HRK to GEL Historical Review

YEARLY HIGH

0.3876 GEL

YEARLY LOW

0.3177 GEL

YEARLY AVERAGE

0.3471 GEL

2016 HRK to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HRK to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 21, valuing the pair at 0.3876. Conversely, the yearly low was recorded on June 12, dropping to 0.3177.

This high-to-low spread represents a total annual volatility of 0.0699 GEL. From a start-to-finish perspective, comparing the January average rate of 0.3457 to the December average rate of 0.3709, the exchange rate registered a net change of 7.29% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.3876 was up 5.45% compared to the 2015 peak of 0.3676, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,938 GEL

2015 Average 1,609 GEL

Yearly Trough Low 1,588 GEL

Transaction Impact: A difference of 349.49 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.3752

0.3236

JanuMarcMayJulySeptNove

HRK to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3424, compared to 0.3518 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0094 points.

H1 Avg (Jan–Jun) 0.3424

H2 Avg (Jul–Dec) 0.3518

Volatility Range Comparison

Volatility

The most volatile month in 2016 was June, with a trading range of 0.0306 GEL (High: 0.3483 / Low: 0.3177). On the other end, September was the most stable month, with a tight range of 0.0077 GEL (High: 0.3494 / Low: 0.3417).

June Spread (Volatile) ±0.0306

September Spread (Stable) ±0.0077

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0126 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0126

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 0.3709) against the same month in 2015 (average: 0.3416), the exchange rate shifted by +0.0293 (+8.59%).

2016 Avg (December) 0.3709

2015 Avg (December) 0.3416

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3532	0.3402	0.3457
February	0.3680	0.3514	0.3611
March	0.3585	0.3417	0.3499
April	0.3489	0.3356	0.3413
May	0.3412	0.3180	0.3287
June	0.3483	0.3177	0.3279
July	0.3515	0.3427	0.3460
August	0.3516	0.3420	0.3472
September	0.3494	0.3417	0.3455
October	0.3498	0.3419	0.3465
November	0.3605	0.3485	0.3550
December	0.3876	0.3605	0.3709