2014 HRK to GEL Historical Review

YEARLY HIGH

0.3233 GEL

YEARLY LOW

0.2791 GEL

YEARLY AVERAGE

0.3064 GEL

2014 HRK to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on May 6, valuing the pair at 0.3233. Conversely, the yearly low was recorded on December 31, dropping to 0.2791.

This high-to-low spread represents a total annual volatility of 0.0442 GEL. From a start-to-finish perspective, comparing the January average rate of 0.3146 to the December average rate of 0.2862, the exchange rate registered a net change of -9.04% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.3233 was up 2.35% compared to the 2013 peak of 0.3159, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,617 GEL

2013 Average 1,459 GEL

Yearly Trough Low 1,396 GEL

Transaction Impact: A difference of 220.78 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.3221

0.2829

JanuMarcMayJulySeptNove

HRK to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3163, compared to 0.2965 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0198 points.

H1 Avg (Jan–Jun) 0.3163

H2 Avg (Jul–Dec) 0.2965

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0179 GEL (High: 0.2971 / Low: 0.2791). On the other end, March was the most stable month, with a tight range of 0.0031 GEL (High: 0.3172 / Low: 0.3141).

December Spread (Volatile) ±0.0179

March Spread (Stable) ±0.0031

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0090 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0090

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 0.3189) against the same month in 2013 (average: 0.2814), the exchange rate shifted by +0.0375 (+13.32%).

2014 Avg (May) 0.3189

2013 Avg (May) 0.2814

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3178	0.3119	0.3146
February	0.3156	0.3096	0.3127
March	0.3172	0.3141	0.3160
April	0.3222	0.3148	0.3185
May	0.3233	0.3162	0.3189
June	0.3190	0.3150	0.3173
July	0.3185	0.3058	0.3132
August	0.3068	0.3009	0.3042
September	0.3020	0.2904	0.2963
October	0.2937	0.2876	0.2909
November	0.2933	0.2847	0.2884
December	0.2971	0.2791	0.2862