2015 HRK to GEL Historical Review

YEARLY HIGH

0.3676 GEL

YEARLY LOW

0.2429 GEL

YEARLY AVERAGE

0.3214 GEL

2015 HRK to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on September 17, valuing the pair at 0.3676. Conversely, the yearly low was recorded on March 15, dropping to 0.2429.

This high-to-low spread represents a total annual volatility of 0.1247 GEL. From a start-to-finish perspective, comparing the January average rate of 0.2671 to the December average rate of 0.3416, the exchange rate registered a net change of 27.87% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.3676 was up 13.69% compared to the 2014 peak of 0.3233, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,838 GEL

2014 Average 1,532 GEL

Yearly Trough Low 1,214 GEL

Transaction Impact: A difference of 623.35 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.3648

0.2506

JanuMarcMayJulySeptNove

HRK to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3000, compared to 0.3428 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0429 points.

H1 Avg (Jan–Jun) 0.3000

H2 Avg (Jul–Dec) 0.3428

Volatility Range Comparison

Volatility

The most volatile month in 2015 was March, with a trading range of 0.0755 GEL (High: 0.3184 / Low: 0.2429). On the other end, February was the most stable month, with a tight range of 0.0050 GEL (High: 0.2626 / Low: 0.2576).

March Spread (Volatile) ±0.0755

February Spread (Stable) ±0.0050

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0130 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0130

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2015: 0.3552) against the same month in 2014 (average: 0.2963), the exchange rate shifted by +0.0589 (+19.90%).

2015 Avg (September) 0.3552

2014 Avg (September) 0.2963

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2777	0.2563	0.2671
February	0.2626	0.2576	0.2601
March	0.3184	0.2429	0.2735
April	0.3427	0.3132	0.3215
May	0.3584	0.3289	0.3427
June	0.3402	0.3296	0.3348
July	0.3308	0.3225	0.3274
August	0.3666	0.3279	0.3424
September	0.3676	0.3475	0.3552
October	0.3586	0.3428	0.3516
November	0.3478	0.3322	0.3386
December	0.3455	0.3328	0.3416