2019 HRK to GEL Historical Review

YEARLY HIGH

0.4467 GEL

YEARLY LOW

0.4012 GEL

YEARLY AVERAGE

0.4248 GEL

2019 HRK to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on July 30, valuing the pair at 0.4467. Conversely, the yearly low was recorded on February 13, dropping to 0.4012.

This high-to-low spread represents a total annual volatility of 0.0455 GEL. From a start-to-finish perspective, comparing the January average rate of 0.4093 to the December average rate of 0.4317, the exchange rate registered a net change of 5.47% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.4467 was up 5.25% compared to the 2018 peak of 0.4244, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,233 GEL

2018 Average 1,978 GEL

Yearly Trough Low 2,006 GEL

Transaction Impact: A difference of 227.51 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.4443

0.4026

JanuMarcMayJulySeptNove

HRK to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4114, compared to 0.4382 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0268 points.

H1 Avg (Jan–Jun) 0.4114

H2 Avg (Jul–Dec) 0.4382

Volatility Range Comparison

Volatility

The most volatile month in 2019 was June, with a trading range of 0.0255 GEL (High: 0.4399 / Low: 0.4144). On the other end, April was the most stable month, with a tight range of 0.0050 GEL (High: 0.4102 / Low: 0.4052).

June Spread (Volatile) ±0.0255

April Spread (Stable) ±0.0050

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0091 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0091

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2019: 0.4349) against the same month in 2018 (average: 0.3868), the exchange rate shifted by +0.0480 (+12.42%).

2019 Avg (July) 0.4349

2018 Avg (July) 0.3868

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4147	0.4049	0.4093
February	0.4119	0.4012	0.4061
March	0.4137	0.4055	0.4082
April	0.4102	0.4052	0.4074
May	0.4209	0.4076	0.4150
June	0.4399	0.4144	0.4226
July	0.4467	0.4240	0.4349
August	0.4449	0.4365	0.4408
September	0.4443	0.4353	0.4404
October	0.4449	0.4364	0.4407
November	0.4448	0.4374	0.4409
December	0.4423	0.4250	0.4317