YEARLY HIGH
5.9106 GMD
YEARLY LOW
4.9161 GMD
YEARLY AVERAGE
5.3162 GMD

2012 HRK to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 18, valuing the pair at 5.9106. Conversely, the yearly low was recorded on January 1, dropping to 4.9161.

This high-to-low spread represents a total annual volatility of 0.9945 GMD. From a start-to-finish perspective, comparing the January average rate of 5.0623 to the December average rate of 5.4070, the exchange rate registered a net change of 6.81% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 5.9106 was up 4.74% compared to the 2011 peak of 5.6434, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 29,553 GMD
2011 Average 26,361 GMD
Yearly Trough Low 24,581 GMD
Transaction Impact: A difference of 4,972.56 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

5.8590
4.9899
JanuMarcMayJulySeptNove

HRK to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.1980, compared to 5.4344 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2363 points.

H1 Avg (Jan–Jun) 5.1980
H2 Avg (Jul–Dec) 5.4344

Volatility Range Comparison

Volatility

The most volatile month in 2012 was November, with a trading range of 0.8290 GMD (High: 5.8616 / Low: 5.0326). On the other end, July was the most stable month, with a tight range of 0.1828 GMD (High: 5.2650 / Low: 5.0823).

November Spread (Volatile) ±0.8290
July Spread (Stable) ±0.1828

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.5203 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.5203

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2012: 5.7865) against the same month in 2011 (average: 5.3256), the exchange rate shifted by +0.4609 (+8.66%).

2012 Avg (October) 5.7865
2011 Avg (October) 5.3256

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.2473 4.9161 5.0623
February 5.5032 5.1359 5.2937
March 5.4313 5.1951 5.3440
April 5.3279 5.0659 5.1950
May 5.3055 4.9813 5.1598
June 5.2963 4.9514 5.1334
July 5.2650 5.0823 5.1502
August 5.6489 5.1728 5.2725
September 5.8389 5.5560 5.7237
October 5.9106 5.6820 5.7865
November 5.8616 5.0326 5.2663
December 5.7061 5.1592 5.4070