YEARLY HIGH
7.7267 GMD
YEARLY LOW
7.3961 GMD
YEARLY AVERAGE
7.5598 GMD

2019 HRK to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 7.7267. Conversely, the yearly low was recorded on September 26, dropping to 7.3961.

This high-to-low spread represents a total annual volatility of 0.3306 GMD. From a start-to-finish perspective, comparing the January average rate of 7.6092 to the December average rate of 7.6643, the exchange rate registered a net change of 0.72% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 7.7267 was down 5.24% compared to the 2018 peak of 8.1538, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 38,634 GMD
2018 Average 38,270 GMD
Yearly Trough Low 36,981 GMD
Transaction Impact: A difference of 1,653.02 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

7.6820
7.4694
JanuMarcMayJulySeptNove

HRK to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 7.5485, compared to 7.5711 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0225 points.

H1 Avg (Jan–Jun) 7.5485
H2 Avg (Jul–Dec) 7.5711

Volatility Range Comparison

Volatility

The most volatile month in 2019 was October, with a trading range of 0.2148 GMD (High: 7.6623 / Low: 7.4475). On the other end, April was the most stable month, with a tight range of 0.0876 GMD (High: 7.5337 / Low: 7.4461).

October Spread (Volatile) ±0.2148
April Spread (Stable) ±0.0876

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0584 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0584

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2019: 7.6643) against the same month in 2018 (average: 7.6000), the exchange rate shifted by +0.0642 (+0.85%).

2019 Avg (December) 7.6643
2018 Avg (December) 7.6000

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 7.7064 7.5292 7.6092
February 7.6500 7.5354 7.5842
March 7.6474 7.4804 7.5533
April 7.5337 7.4461 7.4949
May 7.5407 7.4425 7.4872
June 7.6538 7.4583 7.5624
July 7.6090 7.4906 7.5656
August 7.6069 7.4963 7.5493
September 7.5744 7.3961 7.4947
October 7.6623 7.4475 7.5468
November 7.6711 7.5455 7.6056
December 7.7267 7.5824 7.6643