YEARLY HIGH
6.8658 GMD
YEARLY LOW
5.5595 GMD
YEARLY AVERAGE
5.9368 GMD

2013 HRK to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HRK to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 13, valuing the pair at 6.8658. Conversely, the yearly low was recorded on March 28, dropping to 5.5595.

This high-to-low spread represents a total annual volatility of 1.3063 GMD. From a start-to-finish perspective, comparing the January average rate of 5.8708 to the December average rate of 6.8050, the exchange rate registered a net change of 15.91% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 6.8658 was up 16.16% compared to the 2012 peak of 5.9106, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 34,329 GMD
2012 Average 26,581 GMD
Yearly Trough Low 27,798 GMD
Transaction Impact: A difference of 6,531.44 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

6.9185
5.5564
JanuMarcMayJulySeptNove

HRK to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.8649, compared to 6.0087 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1438 points.

H1 Avg (Jan–Jun) 5.8649
H2 Avg (Jul–Dec) 6.0087

Volatility Range Comparison

Volatility

The most volatile month in 2013 was November, with a trading range of 0.9942 GMD (High: 6.7416 / Low: 5.7475). On the other end, October was the most stable month, with a tight range of 0.1220 GMD (High: 5.9001 / Low: 5.7781).

November Spread (Volatile) ±0.9942
October Spread (Stable) ±0.1220

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.6124 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.6124

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 6.8050) against the same month in 2012 (average: 5.4070), the exchange rate shifted by +1.3980 (+25.86%).

2013 Avg (December) 6.8050
2012 Avg (December) 5.4070

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 6.0729 5.6788 5.8708
February 6.1193 5.7465 5.8779
March 5.7995 5.5595 5.6857
April 5.7373 5.5666 5.6699
May 6.0265 5.5998 5.7346
June 6.5326 5.8116 6.3506
July 6.2623 5.5686 5.7382
August 6.2310 5.7320 5.8108
September 5.8433 5.6392 5.7358
October 5.9001 5.7781 5.8510
November 6.7416 5.7475 6.1116
December 6.8658 6.6629 6.8050