2026 HRK to GMD Historical Review

YEARLY HIGH

11.6758 GMD

YEARLY LOW

10.9355 GMD

YEARLY AVERAGE

11.3035 GMD

2026 HRK to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 29, valuing the pair at 11.6758. Conversely, the yearly low was recorded on June 25, dropping to 10.9355.

This high-to-low spread represents a total annual volatility of 0.7403 GMD. From a start-to-finish perspective, comparing the January average rate of 11.4440 to the December average rate of 11.2760, the exchange rate registered a net change of -1.47% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 11.6758 was up 0.11% compared to the 2025 peak of 11.6631, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 58,379 GMD

2025 Average 54,160 GMD

Yearly Trough Low 54,677 GMD

Transaction Impact: A difference of 3,701.55 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

11.5328

11.1059

JanuMarcMayJuly

HRK to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.3348, compared to 11.2098 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1250 points.

H1 Avg (Jan–Jun) 11.3348

H2 Avg (Jul–Dec) 11.2098

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.3921 GMD (High: 11.6758 / Low: 11.2837). On the other end, August was the most stable month, with a tight range of 0.0802 GMD (High: 11.3247 / Low: 11.2445).

January Spread (Volatile) ±0.3921

August Spread (Stable) ±0.0802

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.2370 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.2370

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 11.4440) against the same month in 2025 (average: 9.8826), the exchange rate shifted by +1.5614 (+15.80%).

2026 Avg (January) 11.4440

2025 Avg (January) 9.8826

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.6758	11.2837	11.4440
February	11.5968	11.3709	11.4973
March	11.3700	11.1369	11.2603
April	11.5962	11.2586	11.3987
May	11.3565	11.2213	11.2670
June	11.2682	10.9355	11.1415
July	11.3058	11.0057	11.1436
August	11.3247	11.2445	11.2760