YEARLY HIGH
6.7695 GMD
YEARLY LOW
5.4687 GMD
YEARLY AVERAGE
6.0119 GMD

2015 HRK to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 6.7695. Conversely, the yearly low was recorded on November 30, dropping to 5.4687.

This high-to-low spread represents a total annual volatility of 1.3008 GMD. From a start-to-finish perspective, comparing the January average rate of 6.4997 to the December average rate of 5.6408, the exchange rate registered a net change of -13.21% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 6.7695 was down 6.70% compared to the 2014 peak of 7.2556, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 33,848 GMD
2014 Average 34,688 GMD
Yearly Trough Low 27,344 GMD
Transaction Impact: A difference of 6,504.14 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

6.5949
5.4524
JanuMarcMayJulySeptNove

HRK to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.2910, compared to 5.7329 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.5581 points.

H1 Avg (Jan–Jun) 6.2910
H2 Avg (Jul–Dec) 5.7329

Volatility Range Comparison

Volatility

The most volatile month in 2015 was June, with a trading range of 0.6436 GMD (High: 6.4485 / Low: 5.8049). On the other end, July was the most stable month, with a tight range of 0.1785 GMD (High: 5.8503 / Low: 5.6718).

June Spread (Volatile) ±0.6436
July Spread (Stable) ±0.1785

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.5628 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.5628

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 6.4997) against the same month in 2014 (average: 6.7972), the exchange rate shifted by -0.2975 (-4.38%).

2015 Avg (January) 6.4997
2014 Avg (January) 6.7972

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 6.7695 6.1664 6.4997
February 6.4873 6.2764 6.3523
March 6.2921 5.9253 6.0994
April 6.3434 6.0227 6.1223
May 6.5525 6.1934 6.3562
June 6.4485 5.8049 6.3159
July 5.8503 5.6718 5.7532
August 6.0847 5.6993 5.8557
September 6.0285 5.7088 5.8335
October 5.9386 5.6067 5.7664
November 5.6801 5.4687 5.5477
December 5.7058 5.4847 5.6408