YEARLY HIGH
7.2556 GMD
YEARLY LOW
6.4913 GMD
YEARLY AVERAGE
6.9370 GMD

2014 HRK to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 6, valuing the pair at 7.2556. Conversely, the yearly low was recorded on October 5, dropping to 6.4913.

This high-to-low spread represents a total annual volatility of 0.7643 GMD. From a start-to-finish perspective, comparing the January average rate of 6.7972 to the December average rate of 6.9222, the exchange rate registered a net change of 1.84% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 7.2556 was up 5.68% compared to the 2013 peak of 6.8658, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 36,278 GMD
2013 Average 29,685 GMD
Yearly Trough Low 32,457 GMD
Transaction Impact: A difference of 3,821.53 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

7.2201
6.6599
JanuMarcMayJulySeptNove

HRK to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.9723, compared to 6.9017 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0705 points.

H1 Avg (Jan–Jun) 6.9723
H2 Avg (Jul–Dec) 6.9017

Volatility Range Comparison

Volatility

The most volatile month in 2014 was October, with a trading range of 0.6680 GMD (High: 7.1593 / Low: 6.4913). On the other end, March was the most stable month, with a tight range of 0.0930 GMD (High: 6.9296 / Low: 6.8367).

October Spread (Volatile) ±0.6680
March Spread (Stable) ±0.0930

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.2269 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.2269

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 7.1734) against the same month in 2013 (average: 5.7346), the exchange rate shifted by +1.4388 (+25.09%).

2014 Avg (May) 7.1734
2013 Avg (May) 5.7346

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 6.8547 6.7311 6.7972
February 6.8792 6.7199 6.8065
March 6.9296 6.8367 6.8861
April 7.2241 6.8371 7.0435
May 7.2556 7.0979 7.1734
June 7.1820 7.0731 7.1268
July 7.1544 6.9468 7.0495
August 6.9914 6.8457 6.9334
September 6.8961 6.5454 6.7066
October 7.1593 6.4913 6.7854
November 7.0521 6.9576 7.0133
December 7.0266 6.7864 6.9222