YEARLY HIGH
11.0570 INR
YEARLY LOW
10.3479 INR
YEARLY AVERAGE
10.6272 INR

2019 HRK to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on February 4, valuing the pair at 11.0570. Conversely, the yearly low was recorded on July 31, dropping to 10.3479.

This high-to-low spread represents a total annual volatility of 0.7092 INR. From a start-to-finish perspective, comparing the January average rate of 10.8614 to the December average rate of 10.6266, the exchange rate registered a net change of -2.16% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 11.0570 was down 4.69% compared to the 2018 peak of 11.6006, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 55,285 INR
2018 Average 54,392 INR
Yearly Trough Low 51,739 INR
Transaction Impact: A difference of 3,545.84 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

10.9456
10.3847
JanuMarcMayJulySeptNove

HRK to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.6605, compared to 10.5939 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0666 points.

H1 Avg (Jan–Jun) 10.6605
H2 Avg (Jul–Dec) 10.5939

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 0.4544 INR (High: 10.8548 / Low: 10.4004). On the other end, April was the most stable month, with a tight range of 0.1624 INR (High: 10.5549 / Low: 10.3925).

August Spread (Volatile) ±0.4544
April Spread (Stable) ±0.1624

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.3063 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.3063

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2019: 10.8989) against the same month in 2018 (average: 10.7011), the exchange rate shifted by +0.1977 (+1.85%).

2019 Avg (February) 10.8989
2018 Avg (February) 10.7011

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 11.0010 10.6561 10.8614
February 11.0570 10.7778 10.8989
March 10.8676 10.4557 10.5926
April 10.5549 10.3925 10.4943
May 10.7035 10.4513 10.5257
June 10.6885 10.4674 10.5899
July 10.5160 10.3479 10.4315
August 10.8548 10.4004 10.7136
September 10.7581 10.3899 10.6122
October 10.6614 10.4778 10.5613
November 10.7034 10.5350 10.6182
December 10.7497 10.5551 10.6266