2024 HRK to INR Historical Review

YEARLY HIGH

12.4508 INR

YEARLY LOW

11.6737 INR

YEARLY AVERAGE

12.0147 INR

2024 HRK to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HRK to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 23, valuing the pair at 12.4508. Conversely, the yearly low was recorded on November 22, dropping to 11.6737.

This high-to-low spread represents a total annual volatility of 0.7771 INR. From a start-to-finish perspective, comparing the January average rate of 12.0314 to the December average rate of 11.8138, the exchange rate registered a net change of -1.81% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2024 high of 12.4508 was up 1.42% compared to the 2023 peak of 12.2763, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 62,254 INR

2023 Average 59,270 INR

Yearly Trough Low 58,369 INR

Transaction Impact: A difference of 3,885.38 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

12.4090

11.7597

JanuMarcMayJulySeptNove

HRK to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.9412, compared to 12.0881 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1468 points.

H1 Avg (Jan–Jun) 11.9412

H2 Avg (Jul–Dec) 12.0881

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 0.5289 INR (High: 12.2026 / Low: 11.6737). On the other end, March was the most stable month, with a tight range of 0.1370 INR (High: 12.0560 / Low: 11.9190).

November Spread (Volatile) ±0.5289

March Spread (Stable) ±0.1370

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.2594 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.2594

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2024: 12.2711) against the same month in 2023 (average: 11.9923), the exchange rate shifted by +0.2788 (+2.32%).

2024 Avg (August) 12.2711

2023 Avg (August) 11.9923

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.1881	11.9121	12.0314
February	11.9705	11.8062	11.8854
March	12.0560	11.9190	11.9791
April	12.0076	11.7770	11.8680
May	12.0538	11.8631	11.9615
June	12.0847	11.8478	11.9221
July	12.1343	11.8904	12.0410
August	12.4508	11.9902	12.2711
September	12.4142	12.2750	12.3549
October	12.3176	12.0291	12.1535
November	12.2026	11.6737	11.8942
December	11.8922	11.7002	11.8138