2022 HRK to INR Historical Review

YEARLY HIGH

11.7534 INR

YEARLY LOW

10.4094 INR

YEARLY AVERAGE

10.9796 INR

2022 HRK to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 11.7534. Conversely, the yearly low was recorded on September 27, dropping to 10.4094.

This high-to-low spread represents a total annual volatility of 1.3440 INR. From a start-to-finish perspective, comparing the January average rate of 11.2021 to the December average rate of 11.5710, the exchange rate registered a net change of 3.29% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 11.7534 was down 1.93% compared to the 2021 peak of 11.9849, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 58,767 INR

2021 Average 58,068 INR

Yearly Trough Low 52,047 INR

Transaction Impact: A difference of 6,720.11 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

11.6711

10.4696

JanuMarcMayJulySeptNove

HRK to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.0490, compared to 10.9101 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1390 points.

H1 Avg (Jan–Jun) 11.0490

H2 Avg (Jul–Dec) 10.9101

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.5827 INR (High: 11.2780 / Low: 10.6953). On the other end, March was the most stable month, with a tight range of 0.1412 INR (High: 11.1747 / Low: 11.0335).

November Spread (Volatile) ±0.5827

March Spread (Stable) ±0.1412

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.2009 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.2009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2022: 11.5710) against the same month in 2021 (average: 11.3337), the exchange rate shifted by +0.2373 (+2.09%).

2022 Avg (December) 11.5710

2021 Avg (December) 11.3337

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.2965	11.1020	11.2021
February	11.4494	11.1616	11.2881
March	11.1747	11.0335	11.0872
April	11.0969	10.6256	10.9037
May	11.0602	10.6368	10.8502
June	11.0767	10.8196	10.9629
July	10.9427	10.6049	10.7834
August	10.9348	10.5681	10.7215
September	10.6946	10.4094	10.5697
October	10.9939	10.5953	10.7541
November	11.2780	10.6953	11.0608
December	11.7534	11.3147	11.5710