YEARLY HIGH
14.8273 INR
YEARLY LOW
13.9102 INR
YEARLY AVERAGE
14.4231 INR

2026 HRK to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 13, valuing the pair at 14.8273. Conversely, the yearly low was recorded on January 8, dropping to 13.9102.

This high-to-low spread represents a total annual volatility of 0.9171 INR. From a start-to-finish perspective, comparing the January average rate of 14.1412 to the December average rate of 14.6529, the exchange rate registered a net change of 3.62% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 14.8273 was up 4.54% compared to the 2025 peak of 14.1830, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 74,137 INR
2025 Average 65,403 INR
Yearly Trough Low 69,551 INR
Transaction Impact: A difference of 4,585.72 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

14.8166
14.0798
JanuFebrMarcApriMayJune

HRK to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14.4231, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 14.4231 points.

H1 Avg (Jan–Jun) 14.4231
H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.7150 INR (High: 14.6252 / Low: 13.9102). On the other end, May was the most stable month, with a tight range of 0.1033 INR (High: 14.8122 / Low: 14.7088).

January Spread (Volatile) ±0.7150
May Spread (Stable) ±0.1033

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.1023 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.1023

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2026: 14.4868) against the same month in 2025 (average: 12.7669), the exchange rate shifted by +1.7199 (+13.47%).

2026 Avg (April) 14.4868
2025 Avg (April) 12.7669

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 14.6252 13.9102 14.1412
February 14.4219 14.1175 14.2424
March 14.5329 14.0287 14.2602
April 14.8273 14.1860 14.4868
May 14.8122 14.7088 14.7552
June 14.7692 14.5781 14.6529