2025 HRK to INR Historical Review

YEARLY HIGH

14.1830 INR

YEARLY LOW

11.6923 INR

YEARLY AVERAGE

13.0748 INR

2025 HRK to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 16, valuing the pair at 14.1830. Conversely, the yearly low was recorded on January 2, dropping to 11.6923.

This high-to-low spread represents a total annual volatility of 2.4907 INR. From a start-to-finish perspective, comparing the January average rate of 11.8450 to the December average rate of 13.9970, the exchange rate registered a net change of 18.17% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 14.1830 was up 13.91% compared to the 2024 peak of 12.4508, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 70,915 INR

2024 Average 60,077 INR

Yearly Trough Low 58,461 INR

Transaction Impact: A difference of 12,453.72 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

14.2122

11.6298

JanuMarcMayJulySeptNove

HRK to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.4915, compared to 13.6581 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.1666 points.

H1 Avg (Jan–Jun) 12.4915

H2 Avg (Jul–Dec) 13.6581

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.7475 INR (High: 13.0121 / Low: 12.2645). On the other end, November was the most stable month, with a tight range of 0.2471 INR (High: 13.7587 / Low: 13.5116).

April Spread (Volatile) ±0.7475

November Spread (Stable) ±0.2471

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0954 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0954

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 13.9970) against the same month in 2024 (average: 11.8138), the exchange rate shifted by +2.1832 (+18.48%).

2025 Avg (December) 13.9970

2024 Avg (December) 11.8138

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.0052	11.6923	11.8450
February	12.1599	11.7781	12.0233
March	12.6325	12.0452	12.4006
April	13.0121	12.2645	12.7669
May	12.8901	12.5112	12.7577
June	13.4060	12.8881	13.1555
July	13.5023	13.2475	13.3611
August	13.6801	13.4053	13.5437
September	13.9248	13.5871	13.7498
October	13.8300	13.5173	13.6543
November	13.7587	13.5116	13.6428
December	14.1830	13.8057	13.9970