2021 HRK to INR Historical Review

YEARLY HIGH

11.9849 INR

YEARLY LOW

11.1019 INR

YEARLY AVERAGE

11.6137 INR

2021 HRK to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 20, valuing the pair at 11.9849. Conversely, the yearly low was recorded on November 25, dropping to 11.1019.

This high-to-low spread represents a total annual volatility of 0.8830 INR. From a start-to-finish perspective, comparing the January average rate of 11.7650 to the December average rate of 11.3337, the exchange rate registered a net change of -3.67% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 11.9849 was down 0.07% compared to the 2020 peak of 11.9936, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 59,924 INR

2020 Average 56,131 INR

Yearly Trough Low 55,509 INR

Transaction Impact: A difference of 4,414.78 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

11.8691

11.2448

JanuMarcMayJulySeptNove

HRK to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.7040, compared to 11.5234 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1806 points.

H1 Avg (Jan–Jun) 11.7040

H2 Avg (Jul–Dec) 11.5234

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.6067 INR (High: 11.9849 / Low: 11.3782). On the other end, June was the most stable month, with a tight range of 0.1514 INR (High: 11.8756 / Low: 11.7242).

April Spread (Volatile) ±0.6067

June Spread (Stable) ±0.1514

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.2708 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.2708

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 11.7694) against the same month in 2020 (average: 10.9109), the exchange rate shifted by +0.8584 (+7.87%).

2021 Avg (April) 11.7694

2020 Avg (April) 10.9109

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.9375	11.6795	11.7650
February	11.7531	11.5346	11.6304
March	11.6831	11.2697	11.4255
April	11.9849	11.3782	11.7694
May	11.8929	11.7363	11.8170
June	11.8756	11.7242	11.8164
July	11.8128	11.6260	11.7466
August	11.7832	11.5101	11.6363
September	11.6648	11.4714	11.5591
October	11.6384	11.4604	11.5676
November	11.5301	11.1019	11.2968
December	11.4832	11.2053	11.3337