2012 HRK to INR Historical Review

YEARLY HIGH

9.6738 INR

YEARLY LOW

8.4286 INR

YEARLY AVERAGE

9.1192 INR

2012 HRK to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on September 13, valuing the pair at 9.6738. Conversely, the yearly low was recorded on February 5, dropping to 8.4286.

This high-to-low spread represents a total annual volatility of 1.2452 INR. From a start-to-finish perspective, comparing the January average rate of 8.7373 to the December average rate of 9.5188, the exchange rate registered a net change of 8.95% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 9.6738 was up 2.10% compared to the 2011 peak of 9.4748, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 48,369 INR

2011 Average 43,584 INR

Yearly Trough Low 42,143 INR

Transaction Impact: A difference of 6,225.92 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

9.6127

8.4868

JanuMarcMayJulySeptNove

HRK to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 8.9557, compared to 9.2827 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3270 points.

H1 Avg (Jan–Jun) 8.9557

H2 Avg (Jul–Dec) 9.2827

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.6202 INR (High: 9.1791 / Low: 8.5589). On the other end, May was the most stable month, with a tight range of 0.2120 INR (High: 9.3526 / Low: 9.1406).

January Spread (Volatile) ±0.6202

May Spread (Stable) ±0.2120

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.2555 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.2555

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2012: 9.4221) against the same month in 2011 (average: 8.7376), the exchange rate shifted by +0.6846 (+7.83%).

2012 Avg (September) 9.4221

2011 Avg (September) 8.7376

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	9.1791	8.5589	8.7373
February	8.7697	8.4286	8.5806
March	9.0575	8.6368	8.8180
April	9.2849	8.9321	9.0757
May	9.3526	9.1406	9.2314
June	9.5219	9.0768	9.2913
July	9.3416	8.9308	9.0705
August	9.3616	9.0535	9.1948
September	9.6738	9.1427	9.4221
October	9.3202	8.9768	9.1666
November	9.5419	9.1782	9.3235
December	9.6558	9.3551	9.5188