2012 HRK to LSL Historical Review

YEARLY HIGH

1.5325 LSL

YEARLY LOW

1.3036 LSL

YEARLY AVERAGE

1.4029 LSL

2012 HRK to LSL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to LSL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 4, valuing the pair at 1.5325. Conversely, the yearly low was recorded on February 6, dropping to 1.3036.

This high-to-low spread represents a total annual volatility of 0.2289 LSL. From a start-to-finish perspective, comparing the January average rate of 1.3682 to the December average rate of 1.5022, the exchange rate registered a net change of 9.80% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.5325 was up 0.49% compared to the 2011 peak of 1.5250, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 7,663 LSL

2011 Average 6,765 LSL

Yearly Trough Low 6,518 LSL

Transaction Impact: A difference of 1,144.67 LSL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.5193

1.3142

JanuMarcMayJulySeptNove

HRK to LSL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3644, compared to 1.4414 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0770 points.

H1 Avg (Jan–Jun) 1.3644

H2 Avg (Jul–Dec) 1.4414

Volatility Range Comparison

Volatility

The most volatile month in 2012 was August, with a trading range of 0.0967 LSL (High: 1.4240 / Low: 1.3272). On the other end, June was the most stable month, with a tight range of 0.0357 LSL (High: 1.4077 / Low: 1.3719).

August Spread (Volatile) ±0.0967

June Spread (Stable) ±0.0357

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0411 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0411

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 1.5022) against the same month in 2011 (average: 1.4355), the exchange rate shifted by +0.0667 (+4.65%).

2012 Avg (December) 1.5022

2011 Avg (December) 1.4355

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.3929	1.3515	1.3682
February	1.3516	1.3036	1.3355
March	1.3596	1.3080	1.3313
April	1.4042	1.3559	1.3734
May	1.4054	1.3489	1.3852
June	1.4077	1.3719	1.3926
July	1.3757	1.3306	1.3515
August	1.4240	1.3272	1.3696
September	1.4605	1.4020	1.4335
October	1.5321	1.4452	1.4950
November	1.5249	1.4683	1.4966
December	1.5325	1.4787	1.5022