2025 HRK to LSL Historical Review

YEARLY HIGH

2.9094 LSL

YEARLY LOW

2.5210 LSL

YEARLY AVERAGE

2.6797 LSL

2025 HRK to LSL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to LSL exchange rate experienced significant fluctuation. The market reached its absolute peak on April 11, valuing the pair at 2.9094. Conversely, the yearly low was recorded on February 10, dropping to 2.5210.

This high-to-low spread represents a total annual volatility of 0.3883 LSL. From a start-to-finish perspective, comparing the January average rate of 2.5750 to the December average rate of 2.6164, the exchange rate registered a net change of 1.61% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 2.9094 was up 4.55% compared to the 2024 peak of 2.7826, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 14,547 LSL

2024 Average 13,157 LSL

Yearly Trough Low 12,605 LSL

Transaction Impact: A difference of 1,941.74 LSL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

2.8379

2.5294

JanuMarcMayJulySeptNove

HRK to LSL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.6697, compared to 2.6897 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0200 points.

H1 Avg (Jan–Jun) 2.6697

H2 Avg (Jul–Dec) 2.6897

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.2745 LSL (High: 2.9094 / Low: 2.6349). On the other end, November was the most stable month, with a tight range of 0.0400 LSL (High: 2.6631 / Low: 2.6231).

April Spread (Volatile) ±0.2745

November Spread (Stable) ±0.0400

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0842 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0842

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 2.8122) against the same month in 2024 (average: 2.6848), the exchange rate shifted by +0.1274 (+4.75%).

2025 Avg (April) 2.8122

2024 Avg (April) 2.6848

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.6126	2.5484	2.5750
February	2.5788	2.5210	2.5551
March	2.6496	2.5407	2.6151
April	2.9094	2.6349	2.8122
May	2.8116	2.6697	2.7279
June	2.7816	2.6874	2.7326
July	2.7730	2.7198	2.7515
August	2.7836	2.7089	2.7389
September	2.7512	2.6796	2.7175
October	2.7052	2.6349	2.6704
November	2.6631	2.6231	2.6432
December	2.6457	2.5825	2.6164