2022 HRK to LSL Historical Review

YEARLY HIGH

2.4817 LSL

YEARLY LOW

2.0905 LSL

YEARLY AVERAGE

2.2823 LSL

2022 HRK to LSL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to LSL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 2.4817. Conversely, the yearly low was recorded on April 12, dropping to 2.0905.

This high-to-low spread represents a total annual volatility of 0.3912 LSL. From a start-to-finish perspective, comparing the January average rate of 2.3298 to the December average rate of 2.4235, the exchange rate registered a net change of 4.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 2.4817 was down 0.03% compared to the 2021 peak of 2.4824, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 12,409 LSL

2021 Average 11,604 LSL

Yearly Trough Low 10,452 LSL

Transaction Impact: A difference of 1,956.11 LSL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

2.4514

2.1165

JanuMarcMayJulySeptNove

HRK to LSL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.2332, compared to 2.3315 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0983 points.

H1 Avg (Jan–Jun) 2.2332

H2 Avg (Jul–Dec) 2.3315

Volatility Range Comparison

Volatility

The most volatile month in 2022 was July, with a trading range of 0.1787 LSL (High: 2.3284 / Low: 2.1497). On the other end, August was the most stable month, with a tight range of 0.0670 LSL (High: 2.2781 / Low: 2.2111).

July Spread (Volatile) ±0.1787

August Spread (Stable) ±0.0670

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1098 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.1098

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2022: 2.4235) against the same month in 2021 (average: 2.3852), the exchange rate shifted by +0.0384 (+1.61%).

2022 Avg (December) 2.4235

2021 Avg (December) 2.3852

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.4130	2.2572	2.3298
February	2.3585	2.2565	2.2924
March	2.2646	2.1092	2.1826
April	2.2251	2.0905	2.1444
May	2.2718	2.2008	2.2333
June	2.2610	2.1547	2.2166
July	2.3284	2.1497	2.2676
August	2.2781	2.2111	2.2500
September	2.3566	2.2565	2.3084
October	2.4484	2.3199	2.3651
November	2.4306	2.3241	2.3741
December	2.4817	2.3644	2.4235